Difference between Pre-Qualification and Pre-Approval
Five Money Mortgage Savings Tips
PURCHASING A HOME
With hundreds of different programs available, purchasing a home can be a difficult process. Our experienced loan officers will work with you to find the program that best suits your needs. The available programs are:
- Fixed rate loans 30, 20, 15 and 10 year
- Adjustable Rate Mortgages
- Interest Only Loans
- Home Equity Lines
- and more
The best way to learn what you can afford, is to talk with one of our loan officers and get pre-qualified for a loan. Pre-qualifying does not cost you anything. You’ll walk away with a good idea of how your income, assets and liabilities translate into what you can afford. You can contact us.
REFINANCING YOUR HOME
Refinancing can lower your payments and/or help you get equity out of your property. Whether you need to get money out of your home, get a fixed rate or take cash out, contact us and we will guide you in the right direction. You can also get started on-line or use the refinance calculator and compare your current monthly payment to the monthly payment after you refinance.
A Home Equity Line of Credit can help you consolidate and reduce monthly debt by eliminating your high interest credit cards and any other loans. To get started contact a loan officer and learn more. You can also start on-line by completing the home equity form.
If you have multiple credit card balances, college expenses, auto loans, etc., by consolidating debt, you can streamline your payments into one and more importantly reduce your monthly payment. To get started or to learn more, contact one of our loan officers.
If you are looking for a multi-unit property or simply looking to invest, Integra Financial Group will work with you and help you obtain a commercial loan.
For related questions or further information contact us.