30 Year Fixed Rate Mortgage
The 30 year fixed rate mortgage is one of the most popular and secure home loan options available, especially if you want your monthly payments to be low and never change.
15 Year Fixed Rate Mortgage
If you’re looking to save thousands in interest expense and you want to own your home quicker versus a 30 year fixed rate mortgage, a 15 year fixed rate mortgage could be good for you. Plus, your payment and interest rate will never change during the term of this mortgage.
Adjustable Rate Mortgage (ARM)
Take advantage of the lowest rate available with an adjustable rate mortgage! It’s a great loan option if rates are on the decline or you’re staying in your home for a short time.
Government insured loan with flexibility and rate security if you want it, an FHA loan only requires 3.5% down payment and is less stringent with credit requirements. A bankruptcy 2 years ago or short sale 3 years ago might be ok!
With relaxed credit standards and low down payment options, the VA loan is geared specifically to help veterans and military personnel get a mortgage and own a home.
If your home loan amount exceeds the current conforming loan limit (in most cases $424,100), a Jumbo loan is likely a good choice for you. Jumbo loans can be of the fixed or adjustable variety up to $3,000,000.
Home Possible / Home Ready
A great Conventional alternative to FHA financing for borrowers looking to purchase with a low down payment or refinance with limited equity.
Down payment assistance programs available
Ask us about No down payment or 1% down payment programs.
“Your Choice” Amortization Loans
Want to pay off your loan in 9, 13, 22, or 27 years? We can customize the amortization that works best for your needs and goals.
NO Mortgage Insurance
Even if you don’t have 20% down payment, there are programs available with NO monthly mortgage insurance.
Buying or refinancing? We can approve condos that are new construction, have multiple investors, even various litigations are acceptable.
Looking to buy income property perhaps a multi-unit or a renal condo. Investor programs with minimal down payments are here!