Integra Financial Group is an Illinois Residential Mortgage Licensee, specializing in residential mortgages, refinance, home equity loans and more.

Our vast experiences make us an invaluable resource in the mortgage market place. With our multi-lingual, constantly trained staff, we meet the needs of a diversified clientele. Through integrity and accountability we have earned a strong reputation as an outstanding mortgage firm and we continually earn our customers’ trust and build lifetime relationships.

While maintaining close business relationships with reputable banking institutions, we have been able to offer extensive range of mortgage programs and offer most competitive interest rates.

Our mission is to continue to be committed to improving the lives of our customers by providing quality services and a competitive range of mortgage solutions through integrity and accountability.

Marianne Mandel

President of Residential Finance NMLS 227352

Marianne Mandel began her mortgage career in 1997. From a young age, Marianne’s ambitious and professional approach to her work earned her respect amongst her clients and colleagues and in 2004 she, along with her friend and colleague Zorica Kovacevic helped launch Integra Financial Group, Inc. As a Principal in the firm and a licensed Loan Originator with the National Mortgage Licensing System, she has firsthand knowledge of the market and a number of professional contacts to assist clients in many different areas of expertise. She is continuously striving for excellence in her field and always puts the client’s interests first. Her goal is for you, our client, to be thrilled with our service and to share your experiences with your friends and family! An active member of the Greater Midwest Lenders Association and ranked by Chicago Magazine Top Mortgage Professional in Chicago 2011-2016. Marianne lives on the NW side of Chicago with her husband and 2 children. Outside of work, she enjoys reading and is a CrossFit enthusiast.

773-792-0000 Ext. 32
312-213-7000 Direct
[email protected]

Agnes Bednarczyk

Senior Loan Consultant NMLS 228056

Agnes began her career as a Loan Processing Assistant, but within 2 short years she worked her way up to a Processing Manager.

Today she is a successful Loan Originator and one the nation’s top female mortgage professionals. Her strengths include an understanding of the local markets, knowledge of ever-changing loan programs and her diligence! She is tech savvy, implementing the latest technology resulting in efficient transactions and quick turn times. She has great communications skills and an overall great level of customer service working with many clients for over 20 years. Agnes is bi-lingual (Polish) and active with the Polish American Chamber of Commerce. Agnes lives in the Northern suburbs of Chicago with her husband and 3 children. In her free time Agnes enjoys baking and spending time with family.

773-792-0000 ext. 28
773-704-9363 direct
[email protected]

Elizabeth Malek

Senior Loan Consultant NMLS 221937

Elizabeth understands that buying a home and obtaining a mortgage is one of the most important financial transactions of your life, and that every transaction is unique. That is why for the past 15 years she has provided her clients with efficient, competitive and honest resources for their mortgage needs.

She is a graduate of the prestigious Economics University of Krakow, Poland. Elizabeth is also a registered Illinois tax preparer and is well versed on tax laws and regulations; this makes her an invaluable asset to her clients and our team. Elizabeth is fluent in the English and Polish languages. In her free time, Elizabeth enjoys the Chicago art and theatre scene and is an avid reader.

773-792-0000 ext. 26
708-369-8089 direct
[email protected]

Jack Zaczyk

Senior Loan Consultant NMLS 228052

Jack has over 20 years of experience in the financial services industry and prides himself on ensuring that his clients are kept informed throughout the entire loan process.

With over 80% of Jack’s business derived from existing clients or their personal referrals, it is proof that Jack is achieving his customer focus. He constantly goes above and beyond in order to achieve the best possible result for his clients. Jack’s extensive knowledge of operations, loan origination, and management make him a great asset to Integra Financial Group. During his free time, Jack enjoys travel with his family and is an adventurous downhill skier.

773-671-5820
773-792-0000 office
[email protected]

Jerry Podsiadly

Senior Loan Consultant NMLS 233378

Jerry has been involved in real estate and the financial services industry for 20 years, accruing an in-depth understanding of the industry and developing key contacts.

His extensive industry experience allows him to provide guidance and counseling with confidence. As a license Loan Originator, Jerry uses his relationships with several banks to find the best rate and the best programs for his clients. Jack is extremely compassionate about helping others. In his spare time Jerry enjoys skiing, fishing and travel.

708-698-0587 direct
773-792-0000 office
[email protected]

Zorica Kovacevic

Senior Loan Consultant NMLS 226945

Zorica began her career in the mortgage lending industry shortly upon graduating from Loyola University. She worked her way up from an office clerk to a loan processor overseeing some 100 million of loan volume per year. She continued to advance within the industry becoming a top producing Loan Originator and in 2004 helped launch Integra Financial Group, Inc. She prides herself on her ability to service a diverse client base and to build long term relationships with her clients and business partners. She is fluent in the Serbian/Bosnian/Croatian language. Zorica resides in the Chicago suburbs; she enjoys travel with her family and is a passionate cook and gardener.

773-792-0000 Ext. 23
[email protected]

Philip Bajorek

Loan Operations Manager

Philip is an extraordinary Loan Operations Manager who has been Integra Financial Group’s foundation since the day we opened our doors. His great customer service skills and calm manner help close mortgage loans more efficiently. Philip supervises the entire loan process from initial loan submission to closing coordination.  He is very skilled with all the latest technology tools and information. We hope you have the pleasure to work with him.

773-792-0000 ext. 24
772-792-1998 E-Fax
773-792-0002 Fax
[email protected]

Rafal Bosowski

Loan Consultant NMLS 1709676

773-792-0000 Office
224-688-9907 Direct
[email protected]

Eva Latocha

Loan Originator NMLS 232855
773-792-0000 Office
773-370-4648 Direct
[email protected]

Violet Lukawiecki

Office Coordinator

Violet’s position with Integra is multi-faceted. Her primary role is managing the Integra offices and make it possible for staff to function effectively and efficiently. She coordinates the loan intake process, works with employers, title companies, attorneys, real estate and insurance agents. She thrives in the fast-paced mortgage environment, yet has a gracious demeanor that is regularly complimented upon by our clients and business partners. In her free time, Violet enjoys movies, live music and spending time with her adorable son.

773-792-0000 ext 21
773-792-0002 fax
773-792-1998 e-fax
[email protected]

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